The Midnight Gem

[Kelski]

Business Plan For Sunberth Jewelry Store

Name: The Midnight Gem (J10 on the SB Linkmap)
Business Type: Jewelry Store/Residence
Goods & Services Offered:

Shop Price List :

Metals Available
Gold, Silver, Copper, Bronze & Brass
Costs listed in order (Gold, Silver, Copper) as these are most common.
Inquire for other metals... such as tin, steel, etc.

Gemstones Available
See Gemstone of Mizahar and inquire if specifics are available.


Breakdown of Prices for Pieces
All prices are in Gold-Rimmed Mizas.
Type of Piece and Material + Gemstone = Total Cost.
Examples: A simple cameo only costs 5 GM while a gold diamond ring costs 30 GM plus the cost of the diamond in the carats you want from the Gemstones list.

Pieces Available
Bands (Metal)

• Arm (15 GM, 10 GM, 5 GM)
• Brow 10 GM
• Head 15 GM

Bracelets

• Charm 10 GM
  ~Comes with one charm
  ~additional charms 5 GM apiece
• Metal (25 GM, 15 GM, 10 GM)
• Jeweled 25 GM + Gemstones

Brooches

• Cameo 5 GM
• Animal 10 GM
• Metal (15 GM, 10 GM, 5 GM)
• Jeweled 15 + Gemstones

Cloak Clasps

• Metal (15 GM, 10 GM, 5 GM)
• Jeweled 10 GM + Gemstones
• Animal 10 GM

Earrings (per set)

• Metal (15 GM, 10 GM, 5 GM)

Hair Items

• Metal Comb (22 GM , 15 GM, 10 GM)
• Jeweled Comb 12 GM + Gemstones
• Metal Clip (20 GM, 10 GM, 5 GM)
• Jeweled Clip 10 GM + Gemstones

Necklaces (18in, 24in)

• Metal (50 GM, 25 GM, 10 GM) (65 GM, 35 GM, 20 GM)

Animal Items

• Collar Tags (Silver Only) 15 GM
  ~engraved with name of pet, owner, and address
• Bridle Tags (Silver Only) 10 GM
  ~engraved with horse’s name only

Rings (free sizing)

• Metal 30 GM, 20 GM, 10 GM

Tiara

• Wedding 100 GM
• Jeweled 75 GM

Special Services (Free Estimates ~ inquire on cost)

• Engraving
• Encrusting
• Ring Sizing, Resetting, & Recombining
• Inlay of Material (stone, shell, etc)
• Metal Plating
• Gemstone Replacement W/Cut Glass

Base Income: Jewelcrafter 9 GM/day
Skill Bonus: Expert Jewelcrafter 26 GM/day
Sales Bonus: 5 GM/day
Total Income: 31 GM/day – 3 GM/day for 1 clerk employee = 28 GM/day
Assets:

Raw Metals :

Materials (Metals)
Brass – 7SMx 10lbs=7 GM
Bronze – 6SMx10lbs= 6 GM
Iron – 1 GMx10lbs= 10 GM
Lead –5 SMx10lbs= 5 GM
Copper – 5 SMx10lbs= 5 GM
Iron – 5 SMx10lbs= 5 GM
Lead – 5 SMx10lbs= 5 GM
Silver – 3 GMx10lbs= 30 GM
Tin – 1 GMx10lbs= 10 GM
Zinc – 5 SMx10lbs= 5 GM
Gold – 5 GMx10lbs= 50 GM
Total = 138 GM

Raw Gemstones :

Materials (Gemstones- all figures for ROUGH uncut 10 carat)
Agate, Banded – 3 SM = 3 GM
Agate, Black - 3 SM = 3 GM
Agate, Blood - 3 SM = 3 GM
Agate, Blue Lace - 9 SM = 9 GM
Agate, Common - 1 SM = 1 GM
Agate, Coral - 9 SM = 9 GM
Agate, Feather - 9 SM = 9 GM
Agate, Moss - 2 SM = 2 GM
Agate, Tree - 3 SM = 3 GM
Agate, Turritella - 3 SM = 3 GM
Amber - 2 SM = 2 GM
Amethyst - 9 SM = 9 GM
Ammolite - 9 SM = 9 GM
Azurite - 3 SM = 3 GM
Beryl - 1 GM = 10 GM
Bloodstone - 5 SM = 5 GM
Carnelian - 1 GM = 10 GM
Chrysocolla - 6 SM = 6 GM
Coral - 3 SM = 3 GM
Diamond - 200 GM = 2000 GM
Dragusium - 1.5 GM = 15 GM
Emerald, Green - 197 GM = 1970 GM
Fluorite - 5 SM = 5 GM
Fossils - 4 SM = 4 GM
Garnet - 9 SM = 9 GM
Hematite - 8 SM = 8 GM
Jade - 1 SM = 1 GM
Jasper, Black - 4.5 SM = 4.5 GM
Jasper, Pattern - 4.5 SM = 4.5 GM
Jet - 5 CM = .5 GM
Labradorite - 3 GM = 30 GM
Lapis - 5 SM = 5 GM
Malchite - 3 SM = 3 GM
Moonsone - 5 SM = 5 GM
Obsidian - 8 SM = 8 GM
Onyx - 9 SM = 9 GM
Opal - 10 GM = 100 GM
Palettestone - 3 SM = 3 GM
Pearl - 75 GM = 750 GM
Peridot - 1 GM = 1 GM
Total = 5,107 GM in Initial Inventory Of Rough Cut 10 Carat Stones

Structure :

Building Components (bought together = 25% discount)
Workshop (simple) = 600 GM (400 sq ft)
Shop (Elaborate) = 2,000 GM (400 sq ft)
Storage Vault (simple) (400 sq ft)

• masonry walls 2GM = 800 GM
• lock (amazing) = 150 GM

Common/Living Room(simple) = 250 GM (400 sq ft)
Common Area/Balcony (simple) = 250 GM (400 sq ft)
Master Bedroom (simple) = 800 GM (400 sq ft)
Bath (simple) = 200 GM (200 sq ft)
Bedroom (simple) = 350 (400 sq ft)
Office (simple) = 200 GM (200 sq ft)
1 acre of land = 1000 GM
This would include down to the beach and space around the building since its on the coast/river
Patio/Deck, Stone (simple) = 400 GM
Fireplace = 15 GM
Hearth, Good = 6 GM
Table, Good = 3 GM
chair, good (x4) = 4 GM
Couch, Good = 6 GM
Armchair, Good (x2) = 16 GM
Bookcase, Good = 20 GM
Hutch, Good = 5 GM
Cupboard, Good (x2) = 8 GM
Firepit = 1 GM
Chairs Rocking, Good (x2) = 16 GM
Water Well = 100 GM

6300(.25)=1575 - 25% discount for buying together
6300-1575= 4725 GM TOTAL

Miscellaneous :

Jewelcrafter's Kit - Owned
Set Of Enamel Paints For Metals = 30 GM

Totals
Metals = 138 GM
Gems = 5107 GM
Building/Furniture = 4725 GM
Misc = 30 GM
Total: = 10,000 GM

Debt:

10,000 GM

This is 8 payments (2 irl years of 4 seasons) of 1,250 GM a season plus 5% interest (1250(.25)=62.5 GM) for a total of 1,312.5 GM.

I can as a pc earn 28x91=2,548 GM a season if job threads are completed. That means I can make this payment and still live in a comfortable lifestyle and upgrade my business/residences as required growing the business.

The loan is taken out from Goldfinger's Loan Agency. Loans are usually capped at 5k, but the GM said this would be fine as long as the PC could pay back the loan at a 5% interest on payments or 20% yearly. Loan has 2 years to be paid off... so until Summer of 520 AV.

[Gillar]

Approved with the following comments: This is one of the more extensive plans so far thanks to the sheer amount of assets and consideration as to how they will be used. Good job in getting it all put together in a way that makes sense and works. I look forward to seeing the final location. Disclaimer: This approval is for the business plan only. Any current and/or future NPCs must be approved through the Help Desk. The final approval of the actual location is up to the attending Storyteller.

[Kelski]

Due to hitting Master in JC, I need to rework my business plan finances slightly.

Original Plan

Base Income: Jewelcrafter 9 GM/day
Skill Bonus: Expert Jewelcrafter 26 GM/day
Sales Bonus: 5 GM/day
Total Income: 31 GM/day – 3 GM/day for 1 clerk employee = 28 GM/day

New Plan

Base Income: Jewelcrafter 9 GM/day
Skill Bonus: Master Jewelcrafter 52 GM/day
Sales Bonus: 5 GM/day
Total Income: 57 GM/day – 3 GM/day for 1 clerk employee = 54 GM/day

Thank you for looking at this.

[Gillar]

Updates Approved!